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Part 5: Foreclosure Inequities – When Borrowers Live Under Different Horizons

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In Part 4, I wrote about leadership — how silence and deflection erode trust when institutions fail to act. But leadership failures are magnified when the law itself is unequal. That is the inequity I confront here: borrowers in Malaysia do not all live under the same legal horizon. Different statutory regimes mean that the very rules of foreclosure are not applied uniformly.