Part 10: Pension Is Not an Absolute Right
In Part 6, we saw disciplinary powers left unused. In Part 7, we examined governance failures when court orders were ignored. In Part 8, we explored punishments that exist but are rarely applied. In Part 9, we asked whether fraud in affidavits could justify pension reduction. Part 10 now grounds the debate in law itself: Section 3 of the Pensions Act 1980 (Act 227).